An unpleasant and unexpected surprise to some homeowners facing water damages is that their insurance won’t cover the costs. This is, of course, dependent on the situation at hand and what events lead up to the damaged property. Homeowners insurance does not cover water damages resulting from floods. Nor do they cover water related losses occurring from lack of maintenance or neglect. There are a few grey areas when these situations arise. For example, if the roof of your home springs a leak, your insurance should cover it, unless it was caused by gross neglect. In the unfortunate scenario that wind damage destroys shingles, or if a tree crashes into your roof, the water damage resulting will be covered by your insurance. Our team at SERVPRO possesses the equipment and expertise to help in any situation life hands to you and will make it "Like it never even happened."